6 Textbook Saving Tricks

When I was a student at the University of CA, Santa Cruz, I’d flock to the campus bookstore with hundreds of other college kids on the first day of classes, throw every required book up on the counter (without glancing at the prices—they were required!) and pull out the plastic. I spent thousands on books during college, and it added to the mighty debt I faced when I graduated.

So save yourself a little grief (and some dollars in interest) by shopping smart for your textbooks. According to the New York Times online, students spend an average of $700 to $1,100 a year on textbooks. Here are a few tricks that could save you many thousands over the course of your college career:

1. Pur

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Best Cashback Rewards Credit Cards

When it comes to rewards credit cards, I’ll take cash over points any day. If you’re looking on your own cash back rewards card, you might have a hard time finding a generous cash back program. A lot of great rewards credit card deals have disappeared ever since the Fed put out rules that limit the fees and interest rates credit card issuers can charge.

Fortunately, we’ve done the work for you and found a few of the best cash back rewards cards deals out there. The cards that made the top 5 list are not only good for cash back, some also have great balance transfer deals and low interest rates on purchases. Check out the Five Best Cashback Rewards Credit Cards.

Rebuild Credit after Bankruptcy through Four Simple Steps

Yes, you have read it right! It is indeed possible to rebuild credit even during the term of a bankruptcy. You need not wait for seven to ten long years before you attempt to regain your credibility as a borrower. You can even start doing it today.

Do not imitate consumers who have waited for their bad credit reports to close before they started reestablishing their credit profiles. Instead resolve to take steps that will allow you to immediately bounce back from bankruptcy and gradually recover your financial health. But how can you do this?

We have listed four simple steps that you can follow for you to successfully rebuild your credit history.

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Improvements to credit card lending

According to recent reports July saw improvements when it came to credit card lending in the UK, which many believe shows that there are tentative signs of recovery in the UK economy. Figures have been released by the Bank of England, showing that lenders have been willing to extend slightly more credit to consumers recently.

The central bank indicated that credit card firms had been willing to lend slightly more to consumers over the month of July, with credit card lending increasing by £0.2 billion.

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