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What to do Before You Start a New Job

Written by Blake Teen on March 5, 2011.

You’ve landed your next exciting foray into the world of employment. Time to rest and relax through your last semester or two weeks’ notice? Of course! But while you’re coasting, you should also consider getting ready for your new job.

Company culture is so important because it guides employees on how the firm gets things done. Even within the same industry, some companies take their work very seriously and show it through formal clothes and stern memos. Other companies leave it up to the separate groups and divisions to figure out how they’ll work together (which is why “poets” and “engineers” have a tough time talking to each other: they have competing cultures!). “How to get things done” covers everything from what to wear, to what voicemail message to leave, to when to arrive and leave from work.

So, how can you get the scoop on culture? Here are some sourc

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State Farm is calling their program Drive Safe and Save. They are teaming with OnStar in this program. As a participant in this program you agree to let OnStar report your mileage to State Farm, so they will have an accurate mileage of your annual driving. If you already are a State Farm customer, you will have noticed that on your annual statements, one of the ways you have been classified is by the number of miles you drive annually, generally below or above 7500 miles per year.

If you were classified as driving less than 7500 miles per year but have changed your driving habits and now fall over that limit, OnStar will report that too and you will actually see your premium increase. However, if your classification was accurate you should see a discount of 1 to 45%.

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An analysis of prepaid travel cards

Written by Oliver Laker on February 28, 2011.

Travel overseas has been made a lot easier with prepaid travel cards. The traveler earlier was troubled by the burden of carrying cash during travels or encashing traveler’s check or having to pay extra charges for ATM withdrawals. The introduction of prepaid travel cards has made the customer overcome these hassles.

What is a prepaid travel card?

A prepaid card is one which can be loaded with desired amount of money and used for expenses thereafter. Unless it has the option of being reloadable, the card can be used only till the time the amount in the card when it was first purchased has not exhausted. It is different from a credit card in that it doesn’t allow any debt to get piled up for the customer. Its difference from debit card lies in the fact that it is not linked to the bank account of the user.

A prepaid travel card is a prepaid card which can be loaded with foreign currency.

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Bad Credit Personal Loans and You

Written by Blake Teen on February 28, 2011.

Bad credit personal loans are offered to people in need of financial assistance but cannot qualify for regular loans because they did not meet the required credit score.  Are you in the same situation?

It is a relief to know that there are lending companies willing to extend financing to the bad credit market.  Yes, you can turn to bad credit lenders for help in case you need to take out a loan for an emergency.

Secured and Unsecured Loans for Bad Credit

Loans for bad credit can either be secured or unsecured.  For instance, if you are a homeowner, you can use your home as collateral for your debts to get a lower rate.  Secured bad credit loans generally carry lower interest rates because they are guaranteed with the borrower’s property. Thus,

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Credit Card Rewards that Pay Your Insurance Premiums

Written by Tim Peak on February 28, 2011.

Cash back, points, and miles are the types of rewards most of us are used to hearing about. But State Farm offers two credit cards with rewards that can be used to pay your insurance premiums. You can also use your rewards to make payment on a State Farm loan or to deposit money into a State Farm savings or investment vehicle. Sound interesting? Check out reviews of the State Farm Platinum Rewards Visa Card and the State Farm Crystal Rewards Visa.