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13 States With Free and Discounted Credit Reports

Written by Tim Peak on July 2, 2011.

Most credit reports costs a minimum of $10.50 depending on where you purchase from. That’s more than $30 for three credit reports at a time.

We’re all entitled to a free annual credit report each year from AnnualCreditReport.com, but certain states have laws that grant an additional free credit report each year. Other states have laws that discount credit reports. For example, credit reports cost $3 in Minnesota.

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