Written by Tim Peak on May 28, 2011.
Scotia iTrade serves primarily as a Canadian online trading source. They’re popular in the realm, but given the abundance of American-based sources that are available from anywhere in the world, their Canadian approach doesn’t necessarily nab them any customers they wouldn’t already have.
That’s not to say they aren’t popular—they are. And they have a French translation on their website for those in the French speaking areas of Canada.
Regardless of their key demographic, Scotia iTrade still has a lot to offer. Simply put, Scotia has a wide variety of stocks at their disposal for easy and quick trading. Furthermore, they take as low as $6.99 per trade in commission, meaning traders get a better deal than with several other similar sources.
Their website is extremely user friendly, however. It doesn’t come
Read Full Text…
Written by Blake Teen on May 27, 2011.
The Evelyn Sachs Steiner Home for Girls expected to raise $50,000. Instead, it raised $350,000.
How did they do it?
By adding a human touch.
Let me back up ¦
I recently met Brandon Steinerthe founder and CEO of Steiner Sports Memorabilia and the chairman of the Evelyn Sachs Steiner Home for Girls.
Well, when I received a mass email from Brandon (attempting to raise funds for the Girls home), I called him right away.
Brandon, these emails arent effective. In fact, would you let me write your emails?
Brandon was skeptical, but he agreed to give it a shot.
So why is a credit guy tooting his own horn about his philanthropic endeavors?
Well, I know a lot of you work for nonprofit organizationsor perhaps you sit on the board or volunteer.
Read Full Text…
Written by Blake Teen on May 27, 2011.
Let me just admit that I am a bad negotiator. When money comes up in a job interview, my palms start to sweat. But I know that being able to negotiate will mean better incomes, paying less on future cars and homes, and put me a step ahead of those who arent willing to try. So, I do it, and you should too. Here are a few tips:
- Face your fear. You have a right to negotiate when discussing salary or buying big ticket items or services. And its a life skill you can’t afford not to have. Commit to trying and you may be surprised at the results.
- Do your homework. For salary discussions, know what people in the same position and area make. For cars and other items: know the going rate for the item you want.
- Talk to the right person. There is no use negotiating with a sales clerk or a potential colleague when higher-ups are the only ones who can make the call.
- Keep calm. Stay pleasant, friendly and direct. G
Read Full Text…
Written by Tim Peak on May 20, 2011.
Earlier this year, Experian, one of the three major credit bureaus, purchased RentBureau, a company that collects rental history from property management companies. This is good news for millions of people who pay their rent on time every month but get no credit score boost from those positive payments.
Not only will Experian sell rental reports to landlords checking your rental history, they’ll also include some rental data on your credit report and include that information in your credit score.
Only Experian has this rental data. For now, your Equifax and TransUnion credit reports won’t include your positive rental history. However, they may include evictions and delinquent rental balances.
Every renter won’t have their rent payments updated on their Experian credit report.
Read Full Text…
Written by Oliver Laker on May 19, 2011.
The largest lender of the country, State Bank of India has seen an improvement in performance of its credit card segment in the fiscal last ended.
After long years of losses, the credit card segment of the bank has finally borne profits and that too at a time when results have been coming negative from all segments of the bank.
The credit card business booked profits worth Rs 7.10 crore in the last fiscal as against losses of Rs 153 crore in the fiscal prior to that.
Customer card spends has increased by 30% to Rs 6452 crore, the bank said.
SBI cards currently has 2.3 million cards.